NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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968 taradale Drive NE
Taradale Calgary T3J 0E7

$691,000
Residential beds: 6 baths: 4.0 1,428 sq. ft. built: 2007

Main Photo: 968 taradale Drive NE in Calgary: Taradale Detached for sale : MLS®# A2130978
Photo 1: 968 taradale Drive NE in Calgary: Taradale Detached for sale : MLS®# A2130978
Photo 2: 968 taradale Drive NE in Calgary: Taradale Detached for sale : MLS®# A2130978
Photo 3: 968 taradale Drive NE in Calgary: Taradale Detached for sale : MLS®# A2130978
Photo 4: 968 taradale Drive NE in Calgary: Taradale Detached for sale : MLS®# A2130978
Photo 5: 968 taradale Drive NE in Calgary: Taradale Detached for sale : MLS®# A2130978
Photo 6: 968 taradale Drive NE in Calgary: Taradale Detached for sale : MLS®# A2130978
Photo 7: 968 taradale Drive NE in Calgary: Taradale Detached for sale : MLS®# A2130978
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Photo 29: 968 taradale Drive NE in Calgary: Taradale Detached for sale : MLS®# A2130978
Status:
Sold
Sold Date:
May 28, 2024
Listed Price:
$699,999
Sold Price:
$691,000
Sold in:
18 days
Prop. Type:
Residential
MLS® Num:
A2130978
Bedrooms:
6
Bathrooms:
4
Year Built:
2007
Check out this newly renovated home in a great spot in Taradale. It has got central air, a 2-story layout, and a basement suite with a separate entrance. The house has 6 bedrooms and 4 bathrooms, with one bedroom on the main floor. The kitchen has nice countertops, stainless steel appliances, and plenty of storage. There is also a dining area that looks out onto the backyard. Upstairs, there are 3 more bedrooms, including a master bedroom with its own bathroom. The basement has 2 more bedrooms and its own separate entrance. Outside, there is a low-maintenance backyard with parking space. The garage has a new door, and there is a room for 4 cars in the driveway. It is close to schools, parks, shops, and public transit. Come check it out soon!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Immediate, Negotiable
Suite:
Suite - Illegal
Home Style:
2 Storey
Total Living Area:
1,428.28 sq. ft.
Main Level Finished Area:
724.29 sq. ft.
Upper Level Finished Area:
704.39 sq. ft.
Below Grade Finished Area:
638.03 sq. ft.
Taxes:
$3,190.61 / 2023
Lot Area:
3,250 sq. ft.
Lot Frontage:
30'¼"
Front Exposure:
Northeast
Levels:
Two
Total Rooms Above Grade:
7
Year built:
2007 (Age: 17)
Bedrooms:
6
Bedrooms Above Grade:
4
Bedrooms Below Grade:
2
Bathrooms:
4.0 (Full:4, Half:0)
Plan:
0710668
Heating:
Forced Air, Natural Gas
Basement:
Separate/Exterior Entry, Finished, Full, Suite
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Stone, Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Vinyl Plank
Cooling:
Central Air
Fireplaces:
0
Fireplace Details:
None
Garage:
1
Garage Spaces:
2
Parking:
Alley Access, Double Garage Attached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Upper Level
Taradale
Central Air Conditioner, Dishwasher, Electric Range, Microwave Hood Fan, Refrigerator, Washer/Dryer, Window Coverings
N/A
None Known
Floor
Type
Size
Other
Main Floor
Bedroom
10'8" × 8'2"
Main Floor
Dining Room
11'6" × 6'2"
Main Floor
Kitchen
19'2" × 9'5"
Main Floor
Living Room
11'6" × 8'7"
Main Floor
Balcony
30'3" × 14'1"
2nd Floor
Bedroom
9'8" × 9'1"
2nd Floor
Bedroom
9'8" × 9'
2nd Floor
Bedroom - Primary
13'10" × 12'7"
2nd Floor
Walk-In Closet
7'10" × 6'2"
Basement
Bedroom
12' × 9'5"
Basement
Bedroom
14'3" × 9'10"
Basement
Kitchen
15'10" × 11'1"
Basement
Laundry
3'4" × 3'3"
Basement
Furnace/Utility Room
7'1" × 6'9"
Floor
Ensuite
Pieces
Other
Main Floor
No
3
4'11" x 7'11"
2nd Floor
No
4
4'10" x 7'9"
2nd Floor
Yes
4
8'3" x 6'1"
Basement
No
4
7'10" x 5'11"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Kitchen Island, No Animal Home, No Smoking Home, Pantry, Quartz Counters, Separate Entrance, Walk-In Closet(s)
Exterior Features:
Other
Patio And Porch Features:
Other
Lot Features:
Back Lane, Low Maintenance Landscape, Street Lighting
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone NE
Zoning:
R-1N
Listed Date:
May 10, 2024
Days on Mkt:
18
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Listed by eXp Realty
Data was last updated June 3, 2024 at 08:05 PM (UTC)