NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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32040 232 Avenue W
NONE Rural Foothills County T1S 4A9

$1,050,000
Residential beds: 4 baths: 4.0 3,143 sq. ft. built: 2007

Main Photo: 32040 232 Avenue W: Rural Foothills County Detached for sale : MLS®# A2088196
Photo 1: 32040 232 Avenue W: Rural Foothills County Detached for sale : MLS®# A2088196
Photo 2: 32040 232 Avenue W: Rural Foothills County Detached for sale : MLS®# A2088196
Photo 3: 32040 232 Avenue W: Rural Foothills County Detached for sale : MLS®# A2088196
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Photo 42: 32040 232 Avenue W: Rural Foothills County Detached for sale : MLS®# A2088196
Photo 43: 32040 232 Avenue W: Rural Foothills County Detached for sale : MLS®# A2088196
Photo 44: 32040 232 Avenue W: Rural Foothills County Detached for sale : MLS®# A2088196
Photo 45: 32040 232 Avenue W: Rural Foothills County Detached for sale : MLS®# A2088196
Status:
Sold
Sold Date:
May 28, 2024
Listed Price:
$1,050,000
Sold Price:
$1,050,000
Sold in:
224 days
Prop. Type:
Residential
MLS® Num:
A2088196
Bedrooms:
4
Bathrooms:
4
Year Built:
2007
Country living with city amenities almost down the street. 4-acre parcel just outside the City of Calgary limit. Beautiful 4 bedroom and 4 bathrooms home, almost 3200 sq ft of living space, totally above grade. Soaring A Frame home with numerous windows that faces Calgary, a beautiful vista. Designed and built like it is part of the surrounding. The well-placed windows make it feel like outdoors are part of the living space. Natural light flows throughout the home. Large master bedroom with a claw foot tube in ensuite. 3 other bedrooms and an office complete the upper level. A well laid out kitchen with plenty of quart countertop space. Vaulted ceiling, beautiful windows and a fireplace grace the living room. A huge area with a fridge, countertop, sink facilitate entertaining, gathering or just chilling. The 3-car garage, a mechanic’s dream, provides ample space for all the toys. The area has been designated for future development in the Calgary-Foothills Intermunicipal plan. Amenities including shopping are minutes away. Country living with city amenities. Come enjoy the outdoors right at Calgary’s doorstep.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
30 Days / Neg
Suite:
No
Home Style:
2 Storey, Acreage with Residence
Total Living Area:
3,143.3 sq. ft.
Main Level Finished Area:
1,689.1 sq. ft.
Taxes:
$5,216 / 2023
Tax Assessed Value:
816220.0
Lot Area:
4 acre(s)
Front Exposure:
South
Levels:
Two
Total Rooms Above Grade:
9
Year built:
2007 (Age: 17)
Bedrooms:
4
Bedrooms Above Grade:
4
Bedrooms Below Grade:
0
Bathrooms:
4.0 (Full:4, Half:0)
Plan:
0313409
Heating:
Forced Air, Natural Gas
Basement:
Crawl Space, None
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Composite Siding, Stone, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Hardwood, Laminate, Tile
Cooling:
None
Fireplaces:
1
Fireplace Details:
Gas
Water Supply:
Well
Sewer:
Septic Field, Septic Tank
Garage:
1
Garage Spaces:
3
Parking:
Triple Garage Attached
Laundry Features:
Main Level
NONE
Dishwasher, Dryer, Electric Range, Garage Control(s), Microwave Hood Fan, Refrigerator, Washer, Wine Refrigerator
Storage shed, window coverings.
Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Dining Room
12'2" × 11'11"
Main Floor
Kitchen
13'5" × 12'2"
Main Floor
Living Room
28'6" × 10'10"
Main Floor
Family Room
22'11" × 19'
Upper Level
Bedroom
11'8" × 10'10"
Upper Level
Office
11'11" × 8'
Upper Level
Bedroom
12'6" × 9'6"
Upper Level
Bedroom
12'4" × 9'5"
Upper Level
Bedroom - Primary
14'10" × 12'5"
Floor
Ensuite
Pieces
Other
Main Floor
No
3
5'9" x 7'6"
Upper Level
No
3
4'4" x 7'1"
Upper Level
No
4
8' x 5'
Upper Level
Yes
4
9'10" x 8'11"
Title to Land:
Fee Simple
Community Features:
Shopping Nearby
Interior Features:
Ceiling Fan(s), High Ceilings, No Smoking Home, Skylight(s)
Exterior Features:
Private Yard
Patio And Porch Features:
Front Porch
Lot Features:
Corner Lot, Front Yard, Landscaped, Level, Private, Rectangular Lot, Treed
Num. of Parcels:
0
Fencing:
Fenced
Nearest Town:
Calgary
Region:
Foothills County
Zoning:
CR
Listed Date:
Oct 17, 2023
Days on Mkt:
224
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Listed by GRAND REALTY
Data was last updated June 18, 2024 at 08:05 PM (UTC)
Diane Richardson
Cell: 403-397-3706